Download App

Trusted
payment
solutions
for
every Aussie.

Confidence to send, receive, and request funds knowing our advanced fraud protection has got you covered.
Anytime, Anywhere, 24/7!

Get it on

App Store

  

Get it on

Google Play

Changing the way
Australia pays

At Ziksu, we believe in empowering individuals and businesses with the freedom of choice to take control of their finances.

Powered by PayID and PayTo technology, we’re connected to Australia’s
New Payments Platform.

Learn more
 

One app, one view,
total control

Your financial powerhouse, with a real-time 360° view of all your accounts securely nestled in one place!*

Built like no other

No matter where you are in life, it’s time to manage your money, your way…
Feel empowered! Take real-time control on the go. Anytime, Anywhere, 24/7!

QR code Payments

Bank grade QR codes provide consistently accurate transfers, with instant settlements. Wow, that’s fast! and convenient, providing peace of mind to all.

Advanced Security

Without legacy banking systems, our advanced technology keeps us agile. We’re ahead of the pack with the latest security features and upgrades. Keeping you safe!

Connected where it matters most

Ziksu connects to Australia's New Payments Platform (NPP) for secure, simple payments, ensuring profits stay local. Built by Australians for Australia!

 

ZiksuPay

Experience seamless QR code transactions that settle instantly and keep your data and money protected.

 

Ongoing Protection

We’re connected to the New Payments Platform, utilising QR code payments technology, developed to stringent global standards. PayTo technology allows senders to pay directly from their linked bank account and PayID settles the funds instantly in the recipient’s account

Trust & Transparency

Confidently send and receive money instantly, with secure QR codes that protect your sensitive data

Financial Freedom

Transact anytime, anywhere, 24/7 with Australia's mobile-only solution for a consistent payment experience that never goes down.

Avoid high fees and
surcharges

We are committed to routing every transaction through Australia's domestic payment rails, which ensures lower costs and retains profits within the country

 

How It Works?

01

 
 
 

Download the App

Start onboarding process

Verify Your Identity

Upload a photo ID and a selfie for verification.

 
 
 

02

03

 
 
 

Create PayID

Create your PayID for transactions.

Link bank accounts

and generate your QR code

 
 
 

04

05

 
 
 

Send & Receive

funds in real-time

 

ZiksuPay Benefits

For
Personal Users

  • Total control of your money
  • Enjoy a simplified way to pay
  • Truly contactless payments
  • Budget like a pro
  • Send and receive funds instantly
  • Split bills with others easily
Learn more

For
Business Users

  • Accelerate your business
  • Reduce the risk of fraud 
  • Do business your way 
  • Enjoy uninterrupted trade 
  • Future proof your operations 
  • Delight customers
Learn more
 

Frequently Asked Questions

Everything you need to know about payments, security, and getting the most from Ziksu.

Yes, the Ziksu app is safe. We use cutting edge technology and the latest security, to protect your information. Your privacy and safety is our top priority.

Linking your bank accounts lets you choose which accounts to pay from and gives you more flexibility and control over your finances.

We verify your identity to follow Australian laws and keep the platform safe from fraud and misuse.

Yes, it's free for Personal users Business users PAYG with low percentage-based transaction fees, and a small, fixed fee to sweep funds to their linked bank account.
See All
 

Still need assistance?

We’re here to help

1300 194 578   MAIL US

* coming soon

Product Disclosure Statement Terms and Conditions Privacy Policy Cookie Policy Disclaimer Whistleblower Policy

Ziksu Capital Ltd (ACN 642 576 350) is not a bank or an authorised deposit-taking institution. The company has developed a Digital Payments Platform and the ZiksuPay app, which focuses on real-time payment solutions for businesses and consumers in Australia, utilising the New Payments Platform (NPP), PayID, and PayTo. As an Australian Payment Facilitator, Ziksu adheres to Consumer Data Rights, industry regulations, including Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) laws, and is a member of AFCA.