Personal

Financial management in your hands, wherever you are

Pay with ease, track your spending, monitor your finances. Simplicity, security, and complete control.

Designed to simplify your money decisions

Stay on top of your finances, make informed decisions, and reach your goals effortlessly

Pay smarter, faster, & easier

 

Without compromising your sensitive banking data.

Feel empowered

 

Be informed, make smart financial decisions, wherever you are.

Budget like a pro

 

Categorise expenses, spot patterns, and stay on track.

Achieve your dreams

 

Set goals and monitor progress with real-time visual reports.*

Experience the
convenience of QR codes

Simply scan the QR code for an accurate and instant payment experience. Enjoy the security and convenience of quick, contactless payments without the hassle of cash or cards.

A simpler, faster, more flexible way to pay,
every day!

1. Send, receive, and request funds instantly

  • Transactions settle immediately in the recipient’s bank account, so you’ll never be caught short again!

2. Total control of your own money

  • Linked bank account balances are visible to you in real time, helping you make informed decisions.*

3. Experience the certainty of QR code payments

  • Simply scan the QR code, confirm the payment details and send.
  • Reliable, accurate, efficient payments always!

4. Split bills with others easily

  • Request funds from other users, and our inbuilt reminders will ensure you get paid without the awkward conversation.

Smarter payments, safer choices

Enjoy the simplicity, accuracy and reliability of QR code payments built to global security standards, and never compromise your sensitive banking data again.

 
 

Be informed

In-app notifications let you know your funds have settled.
View all your linked account balances in real-time*

 
 

Truly contactless payments

If a PIN is required, you’ll simply enter it on your own phone, keeping you safe from germs.

 
 

Reduce the risk of fraud

We’ve incorporated robust end-to-end encryption and fraud protection for your peace of mind

Your Security, Our Priority

We use world class security and advanced fraud protection so you can do business with confidence, knowing your sensitive data is never compromised.

Strong Encryption

Your data and payments are protected with the same level of security banks rely on.

Constant Monitoring

Our systems monitor around the clock to detect and stop fraud before it impacts you.

Safe & Compliant

We follow strict financial industry standards to keep your account and transactions secure.

How It Works?

Discover the smooth, hassle-free process that gets you ready to make transactions in no time

1.  Sign up & verify

Create a profile, complete identity verification, and link your bank account.

2.  Scan & confirm

Simply scan the QR code, review the details, and confirm the payment.

3.  Get instant confirmation

Both parties receive a notification of successful settlement

* coming soon

Empower yourself and regain financial control

One app
Zero waiting.
Total control

Start today with ZiksuPay!

Product Disclosure Statement Terms and Conditions Privacy Policy Cookie Policy Disclaimer Whistleblower Policy

Ziksu Capital Ltd (ACN 642 576 350) is not a bank or an authorised deposit-taking institution. The company has developed a Digital Payments Platform and the ZiksuPay app, which focuses on real-time payment solutions for businesses and consumers in Australia, utilising the New Payments Platform (NPP), PayID, and PayTo. As an Australian Payment Facilitator, Ziksu adheres to Consumer Data Rights, industry regulations, including Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) laws, and is a member of AFCA.